Wreckodds

Crash-risk maps and rider safety scores for two-wheeler delivery fleets

Enterprises IoT Logistics

TL;DR Wreckodds reads the data that electric two-wheeler fleets already collect, like harsh braking, speeding and wrong-way riding, and turns it into a map of the junctions and hours where their riders nearly crash. Fleet operators pay a monthly fee per vehicle for safer route hints and weekly risk reports.

The problem

Two-wheelers are where India's road deaths pile up. In 2022, 168,491 people died on Indian roads, two-wheeler riders made up 44.5% of them and cyclists another 2.9%[1]. Delivery riders spend more hours on the road than almost anyone, often against the clock, yet I found no public count of how many get hurt.

Fleets feel it as cost. Each crash means a damaged vehicle off the road, a rider off work and, more and more, a welfare question for the platform.

Most fleet telematics in India was built for trucks and buses[2][3], so operators running thousands of delivery scooters get location dots and not much else.

The idea

Wreckodds plugs into the IoT feeds that electric scooter fleets already run for tracking and battery management, or into a rider app where there's no device. A model flags near-miss events such as hard braking, sharp swerves and sudden stops, and pins them to the road. Over a few weeks a pattern shows up - a flyover exit where riders brake hard every evening, or a one-way street riders keep taking the wrong way because the legal route adds 900 metres.

Fleet managers get a weekly report by hub and by rider, framed as coaching and not punishment. Riders get short voice alerts before known hotspots and, where a safer route costs under two minutes, a nudge to take it. A camera study of Beijing bike lanes found that lane type, roadside parking and poor surfaces drove daytime risk[4]. Phone and vehicle data should show similar spots without a camera on every vehicle.

I narrowed the seed, which pitched predictive safe routing for every micro-mobility rider. Individual riders rarely pay for safety and free map apps already route them. Fleets pay for downtime, so they're the buyer.

Who pays

The fleet operator pays - EV rental firms that lease scooters to delivery riders, and in-house fleets at logistics and quick-commerce companies. One shared operator's delivery scooter is used by riders working for the big food-delivery and quick-commerce apps[5]. Truck-fleet telematics firms already sell driver scorecards to Indian fleets[2][3]. Pricing per vehicle per month is my assumption to test. Insurers covering riders are a later buyer.

Why now

India's four labour codes took effect on 21 November 2025. Aggregators must now pay 1–2% of annual turnover, capped at 5% of payouts, into social security for gig and platform workers[6]. MoRTH's July 2025 aggregator guidelines require up to ₹10 lakh of health and term insurance for drivers and formalise bike taxis[7]. Rider safety is now a line item on someone's budget.

Market signal

There's no public figure for spending on two-wheeler fleet safety analytics in India. The narrowest firm number is fleet scale, and the largest shared operator alone runs about 50,000 shared EVs[5].

One telematics firm claims more than 100,000 customers for fleet telematics with driver scoring[2], which shows fleets do buy safety analytics. That's mostly trucks and buses though, so treat it as adjacent.

Who's already doing this

Video telematics vendors sell systems that flags harsh braking, speeding and phone use, with gamified driver scorecards[2]. Indian truck-telematics firms offer driver behaviour scoring alongside predictive maintenance for trucks and buses[3]. Neither mentions two-wheelers.

Big EV fleet operators hold the raw data but treat it as tracking and battery health. The gap is safety analysis built for scooters in dense city traffic.

How hard is it?

Difficulty Moderate (41/100)
Starting capital ₹50–95 L
Time to launch 5–8 months

A small team can build the software. The hard parts are getting fleets to share raw data, telling real near-misses apart from potholes and speed breakers, and proving that the reports actually cut crashes. That proof needs months of before-and-after data from at least one fleet, so it is not a quick win.

Licences and approvals

No licence is needed to sell analytics software. The weight sits on data and labour rules.

  • Company or LLP registration with the MCA, and GST once you cross the threshold, before you invoice a fleet.
  • DPDP Act compliance before your first pilot. Rider location and riding behaviour are personal data, so take consent and keep the purpose narrow[8].
  • Labour codes, in force since 21 November 2025, which set aggregator contributions for gig workers. Keep scores away from hidden firing decisions[6].
  • Motor Vehicle Aggregator Guidelines 2025, which bind your buyers if you later sell to bike-taxi operators[7].
  • Shops and Establishments registration under your state's act for your office, before it opens.

Building this outside India? The categories above usually have a local equivalent, so check with your own regulator.

How AI can power this business

  • Near-miss detection. Braking and accelerometer data get sorted into real near-misses versus potholes and speed breakers, which is the whole product.
  • Hotspot maps. Events clustered by junction and hour show the flyover exit or wrong-way street that keeps catching riders.
  • Rider voice alerts. Short prompts in the rider's language before a known hotspot, instead of a screen they shouldn't be looking at.
  • Fleet reports. Weekly summaries by hub, written as coaching points, so managers act on them rather than file them.

Don't let a risk score decide pay, fines or firing. The data is noisy and riders will rightly see it as surveillance, so a person reviews any action taken about a rider.

Want to work out the AI layer for Wreckodds? Talk to Yash →

Biggest risks

Here's what can go south -

  • No data access. Fleets may refuse to share raw IoT feeds or charge for them.
  • Rider pushback. If scores are used to fine or fire then riders will see it as surveillance and work around it.
  • Hard-to-prove value. Crashes are rare per vehicle, so showing fewer of them takes a large fleet and a long pilot.

Our take

I like this for a founder with data science or telematics experience who can sell to fleet operations heads. If you're expecting consumers to pay for a safety app then don't bother.

Prove first, with one fleet of 500 or more scooters, that the flagged hotspots match real crash and repair records at least 60% of the time.

Questions founders ask

Plan for roughly ₹50–95 L, mostly on a small data team, integrations with fleet systems and a long pilot.

Do I need a licence to sell fleet safety software in India?

No licence is needed to sell analytics software. You need DPDP-compliant consent from riders, and you should watch the labour codes if scores ever affect pay.

Can I start a delivery fleet safety business in another country?

Yes, delivery fleets face crash risk everywhere. Data protection and gig-work rules differ, so check both before you sign your first fleet.

Download the kit

The free Wreckodds validation kit has the line-by-line capital breakdown, the effort scoring, the data-protection and labour-code checklist, a 14-day validation sprint with pass/fail targets, a 90-day launch plan, 10 interview questions for fleet operators and riders, and 5 assumptions to test. Download the kit →

Talk to Yash

Thinking about building Wreckodds or something close to it? The make-or-break work is getting one large fleet to share raw data and prove fewer crashes, and that first fleet deal is something I can help you plan. If you need a hand, you know where to find me. Talk to Yash →

Sources

  1. Ashutosh & Chand, "Discrepancies in media reporting of fatal road crashes and official data in India" (citing MoRTH, Road Accidents in India 2022), Scientific Reports 15, 2025. https://pmc.ncbi.nlm.nih.gov/articles/PMC12484603/
  2. LocoNav, official site, accessed 2026-10-18. https://loconav.com/
  3. Intangles, official site, accessed 2026-10-18. https://www.intangles.ai/
  4. Li et al., "Assessing bicycle safety risks using emerging mobile sensing data", Travel Behaviour and Society 38, 2025. https://pmc.ncbi.nlm.nih.gov/articles/PMC7616697/
  5. Wikipedia, "Yulu (transportation company)", accessed 2026-10-18. https://en.wikipedia.org/wiki/Yulu_(transportation_company)
  6. SCC Online, "Key phrase: four labour codes", 2025-11-21. https://www.scconline.com/blog/post/2025/11/21/key-phrase-four-labour-codes/
  7. TeamLease RegTech, "Motor Vehicles Aggregator Guidelines 2025", 2025-07-02. https://www.teamleaseregtech.com/updates/article/44140/motor-vehicles-aggregator-guidelines-2025/
  8. PRS Legislative Research, "Digital Personal Data Protection Bill 2023", 2023-08. https://prsindia.org/billtrack/digital-personal-data-protection-bill-2023

For illustration only. Names are fictional and ideas hypothetical; sourced facts are real but may be out of date. Nothing here is legal, financial or professional advice, and Yash Khatri is not personally liable for any use of it. Read the full disclaimer.

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